The Bank Refused the Power of Attorney?

I just spent about half an hour on the phone with the son (“Mr. Smith Jr.”) of Mr. Smith Sr. who is in Santa Clara Valley Medical Center in San Jose, California. A few days ago, a notary notarized a power of attorney with Mr. Smith Sr.. When Mr. Smith Jr. brought it to the bank, the bank wouldn’t accept it since it was notarized incorrectly. The wrong notary acknowledgement was used and the marks signed by Mr. Smith Sr. weren’t written with correct representation. What a terrible surprise for the Smiths.

Yesterday, I notarized a document for Mr. Smith Sr.. He signed by a mark and we had two witnesses present.

Today in the early evening, Mr. Smith Jr. called me asking for help. He noticed on the power of attorney that the notary certificate was different than what I used. He also noticed that the mark his father made on the power of attorney was handled differently than the way it was handled on the document I notarized. He called me again for help, when they arrived at the other notary’s office.

Having an incorrectly notarized power of attorney was hugely unfortunate for the Smith family, as Mr. Smith Sr. recently fell which caused paralysis from his neck down. This event by itself is enormously overwhelming for the Smiths.

Do you know of a competent notary public you can call to be sure you avoid such a situation? If not, do you know where to search for one?

Join my Facebook Fan Page www.Facebook.com/ChampionMobileNotary to learn more about the daily adventures of a mobile notary public & loan signing agent in the counties of Santa Clara and San Mateo, California.

On-Call Notary Service at The VA Hospital in Palo Alto

This evening I received a call from the son of a veteran who is scheduled to have surgery tomorrow at 6AM at the Veterans Affairs Hospital in Palo Alto, California. “Mr. Lee” wanted his durable power of attorney notarized before he went in for surgery and the window of opportunity was closing. They are from Monterey County and are unfamiliar with Palo Alto. They arrived in Palo Alto in the late afternoon and drove to a couple of notary public offices. Unfortunately, the first one went out of business and the second one did not a notary public onsite. Mr. Lee’s son, “Randall” called me frantic at just before 7PM.

He was glad to have found a traveling notary public that could bring notary services to them at the VA Hospital in Palo Alto. Then, he was wondering how he was going to find an ATM to get cash to pay for the notary services. I told him that I accept debit and credit cards. Since he had his credit card, he didn’t have to worry about driving around an unfamiliar city to find an ATM. He sighed with relief.

I arrived within a half an hour to notarize the power of attorney for Mr. Lee. Both he and Randall were at ease knowing it was notarized. Now, they could focus on the surgery and recovery.

If you find yourself in a pinch for a traveling notary, do you have a knowledgeable, professional one you can call?

Join my Facebook Fan Page www.Facebook.com/ChampionMobileNotary to learn more about the daily adventures of a mobile notary public & loan signing agent in the counties of Santa Clara and San Mateo, California.

Mobile Notary Service at Bay Area Hospitals

I thought I would share about my mobile notary services to hospitals. This week, I provided mobile notary service to a patient and her family at Good Samaritan Hospital in San Jose, Califorina. Other recent notary appointments have been at Lucille Packard’s Children’s Hospital in Palo Alto, Kaiser Permanente in Santa Clara and Stanford Hospital in Stanford, California. I provide notary service to the other hospitals in the counties of San Mateo and Santa Clara, California too.

Common documents that require notarization by hospital patients are power of attorneys and advanced health care directives. Once in a while the person has a refinance loan package or a seller signing package. Another common request is when they have been involved in a car or motorcycle accident and their car or motorcycle is impounded. Since they are in the hospital and the sole owner of the vehicle or bike, they need a notarized letter authorizing a family member or friend to pick up their car or bike from the impound yard.

As a notary, I have to gauge the competence and willingness of the signer as well as identify them. If they are taking pain killers or other medications causing grogginess, signing is better later in the medication cycle when they are more alert. If they aren’t competent, I have to decline the notarization. If they do not have their current photo ID (driver’s license, state ID card or passport), two credible witnesses are needed who do have their current photo ID’s and testify to the signers identification.

Hospital stays can be stressful for the patient and their family and friends. I recognize this and work accordingly with them to make the notarizations as efficient and pain free as possible. An example, today when I just arrived, the physical therapists came in and wanted to work with the patient (“Mrs. Jones”). We asked them to return in a a few minutes. I quickly reviewed the patient’s current photo ID to confirm her ID and signature. I reviewed the power of attorney requiring notarization. I asked about her hand strength to see if a felt tip pen would work better for Mrs. Jones than the ball point pen. While one of her sons worked with her to practice signing her signature. I worked with her other son to complete a couple of items on the power of attorney. Next, I asked her a couple of questions about the power of attorney that she needed to answer and asked her a couple of questions to confirm she understood what she was signing. I had her sign the document and my notary journal and then give her thumb print in my journal. Next, her son signed his portion of the document and he signed the journal and gave his thumb print in it too.

The physical therapists returned to the room and started working with Mrs. Jones while I completed notarizing the document and completing the journal. I wrote a receipt. They paid me. I was on my way and they had their much needed notarized power of attorney, so now her son can manage her finances while she is recovering in the hospital.

Join my Facebook Fan Page www.Facebook.com/ChampionMobileNotary to learn more about the daily adventures of a mobile notary public & loan signing agent in the counties of Santa Clara and San Mateo, California.

To learn more about me www.ChampionMobileNotary.com/about.html .

Podium for Womens Pro/1/2/3 Sugar CRM Memorial Day Crit

Champion Mobile Notary sponsored the women’s Pro/1/2/3 SJBC Sugar CRM Memorial Day Crit bicycle race with cold cash and schwag. Here is a podium shot with four of the top five finishers and me.
The podium finishers:
1. Shelley Olds with Proman Women’s Cycling Team
2. Ruth Corset with Jazz Apple Cycling Team
3. Mary Ellen Ash with Team Sugar CRM
4. Brooke Miller with Team TIBCO (not in photo, competing in the Men’s Pro/1/2 race)
5. Starla Teddergreen with Team Sugar CRM
Additional prize winners (not in photo):
6. Melodie Metzger with Vanderkitten
7. MalinDills Maclean with Jazz Apple Cycling Team
8. Liza Rachetto with Team Sugar CRM
9. Stacy Marple with Colavita Sutter Home
10. Jane Robertson with MetroMint
To learn more about Proman Women’s Cycling Team, visit: http://proman-paradigm.blogspot.com/ .
An interesting note, Jazz Apple Cycling Team is a New Zealand inspired women’s cycling team based in North America. A majority of their members are from New Zealand. To learn more about them visit: http://www.jazzapple.com/riders.htm .
After the race, I talked with Marina of the Jazz Apple Cycling Team. She wants to start a business one day. I shared with her that with her bicycle racing and training, she has tools to be a successful entrepreneur. For me, the discipline, focus and problem-solving with bicycle racing help me a lot with launching and building my business.

Here a link to more photos from the race: http://www.facebook.com/album.php?aid=81870&id=79209948391&saved .

Join my Facebook Fan Page www.Facebook.com/ChampionMobileNotary to learn more about the daily happenings of a mobile notary public & loan signing agent in the San Francisco Bay Area Peninsula and South Bay.

To learn about my come back to road bicycle racing after a bad bicycle accident www.Facebook.com/Cathy Wong.

A Client in New York?

Some people wonder how I can have clients who are out of state. “Sarah”, who is in New York, called me to notarize a couple of documents with her father, “Mr. Jones”. He is living at Palo Alto Commons, an assisted living place in Palo Alto, California. They needed trust documents notarized. She was a bit stressed on how to make this happen. Her father no longer drives, so he is unable to drive to a notary public’s office. I talked with her to better understand what she needed. She couriered the documents to me. I scheduled the notary appointment with her father. After the notarizations were complete, I couriered the documents back to Sarah.

I was glad to be of service to Sarah and Mr. Jones and making the transaction as smooth and stressless as possible for them.

Join my Facebook Fan Page www.Facebook.com/ChampionMobileNotary to learn more about the daily happenings of a mobile notary public & loan signing agent in the San Francisco Bay Area Peninsula and South Bay.

Sponsoring Local Womens Competitive Bicycle Races

I am excited to support women’s local competitive bicycle racing.

Champion Mobile Notary is sponsoring the Women’s 1/2/3 (categories) Sugar CRM Mt. Hamilton Classic Road Race (San Jose to Livermore), Sunday, May 24, 2009. For more information about the race visit this link: http://www.teamsanjose.org/memorialwknd/2009/mthamilton.php . There are other men’s and women category races too.

Champion Mobile Notary is also sponsoring the Women’s Pro/1/2/3 (categories) Sugar CRM Memorial Day Criterium in Morgan Hill, Monday, May 25, 2009. For more information about this race visit this link http://www.teamsanjose.org/memorialwknd/2009/criterium.php . She will be at the event to congratulate and give prizes to the winner and other top ten placing bicycle racers. There are other category men’s, women’s and junior races happening throughout day too.

I look forward to watching the race, connecting with my bicycle racing friends, congratulating and giving prizes to the top ten performing bicycle racers. (Prizes are ten deep).

I was a competitive road bicycle racer for several years. I retired in July 2007 as a category 3 to focus on my mobile notary business. I competed in road races, criteriums and stage races. I founded, managed and coached Le Peloton Feminin, a women’s competitive bicycle racing team in 2004-2007. I co-coached Velo Girls bicycle racing team 2003-2004. I also helped mentor upcoming and beginner women road bicycle racers with the Valley Spokesmen Women’s Racing Team during their No Drop rides in 2001-2002. To view a few of my bicycling photos visit: http://www.facebook.com/home.php?#/album.php?id=769076169&aid=27458 .

I look forward to meeting you at the race or if you are a road bicyclist, I look forward to meeting you on the road!

Join my Facebook Fan Page www.Facebook.com/ChampionMobileNotary to learn more about the daily happenings of a mobile notary public & loan signing agent in the San Francisco Bay Area Peninsula and South Bay.

Santa Clara Valley Medical Center Mobile Notary Service

Yesterday, I provided mobile notary public service for a patient at Santa Clara Valley Medical in San Jose, California. “Mr. Smith” was involved in an accident and he needed his wife, “Mrs. Smith” to manage their finances, so I notarized a power of attorney for him. He was unable to sign his name, so he signed by a mark which involved two people who witnessed him signing.

This brought peace of mind for Mrs. Smith, as with the power of attorney she is able to start moving on her To Do list.

I enjoy being able to help people such as the Smith’s, as I know I can help ease their stress by delivering patient and efficient notary service.

Join my Facebook Fan Page www.Facebook.com/ChampionMobileNotary to learn more about the daily adventures of a mobile notary public & loan signing agent in the San Francisco Bay Area Peninsula and South Bay.

Handling Sensitive Personal and Private Documents

Today, I received a call from “Jane” at the Stanford Hospital in Stanford, California. She and her sister, “Jill” are trustees who are responsible to sign the closing documents for the sale of their parents house. Jill, who is in Oregon, has the documents and planned to email them to me, so I could print them and meet with Jane at Stanford Hospital to execute and notarize them. Escrow needed the documents tomorrow morning to close escrow on time.

One of Jill’s concerns was me handling such sensitive personal documents. I reassured her that I handle seller signings; residential purchases and home refinance loan document packages and estate planning documents, as well as many other types of private documents for businesses (such as patent applications and patent assignments) and individuals (such as estate planning documents). I have completed over several thousand notarizations and before being a notary public, I worked in the residential real estate industry for several years where I managed escrow files and disclosure packets.

Additional information for the credibility of California Notary Public’s is we are required every four years to pass an exam, pass a background check by the FBI and the Department of Justice of California. Also, our photos and all ten fingerprints are submitted to the California Secretary of State. I have additional Gramm-Leach Bliley Act training which involves handling and safeguarding nonpublic personal information electronically and in print. My laptop and external hard drive are password protected. My active journal is in my briefcase which is locked and secured in my car when I am on the road and not in a notary appointment. My inactive journals are locked in a secure filing cabinet. I have a firewall, anti-spyware and antivirus software on my laptop which is updated frequently. If I have extra copies of personal documents, such as when documents are redrawn and the first set are no longer needed, I shred them.

I hope this helps you better understand how I handle and protect nonpublic personal and private information with complete confidentiality.

When you have your important documents notarized do you know what happens with your personal private information that is entered in the notary journal? If you had a mortgage loan signing and the notary brought the documents which included your personal financial information, do you know how it is handled?

Join my Facebook Fan Page www.Facebook.com/ChampionMobileNotary to learn more about the daily adventures of a mobile notary public & loan signing agent in the San Francisco Bay Area Peninsula and South Bay.

Notarizing Travel Consent Forms?

For spring break, some people travel out of the country for vacation. Friday, I received a last minute, evening call to notarize a Travel Consent Form in Redwood City, California. “Tim” was packing with his kids for their spring break trip to Mexico. They were scheduled to leave early the next morning. When “Tim” reviewed his vacation itinerary he read the fine print about one parent traveling with children out of the country. A Travel Consent Form (AKA Parental Travel Consent Form and Affidavit of Parental Consent) was required, to be signed and notarized with his former wife, “Sally” who has joint custody of their children. Fortunately, he realized this need in time to schedule the notarization of the Travel Consent Form with Sally before he and his children left for their trip to Mexico which was in 10 hours! He searched for a notary public available after hours, since it was in the evening.

Fortunately, Sally was in town and available to meet at his place. I met with Tim and Sally just over an hour after I received his phone call. The Travel Consent Form was notarized and he sighed with relief. He could enjoy his vacation, since he won’t encounter travel hitches with not having this form.

Join my Facebook Fan Page www.Facebook.com/ChampionMobileNotary to learn more about the daily adventures of a mobile notary public & loan signing agent in the California counties of Santa Clara and San Mateo.

What If My Sister Cannot Sign Her Signature?

Recently, this question was posed to me during a phone call requesting my mobile notary public services in Portola Valley, California.

I received the call from “Jane” whose sister “Jody” has terminal cancer. Within the span of a week or so, Jody’s health declined at a faster rate than before, so they had to accelerate their estate planning (trust, advanced healthcare directive, durable power of attorney, trust certification, transfer of property to trust and other documents). They scrambled to generate the documents with their attorney and have the documents notarized before Jody passed away.

During the initial phone conversation with Jane, I asked if Jody could sign on her own. Jane replied, “No, what if my sister cannot sign her signature?” I said, “We need two witnesses since Jody will sign by a mark. These witnesses should not be family members or be named in the documents. Their purpose is to witness Jody signing by a mark and her understanding of the documents she signs.” Jane said that she would ask two neighbors to act as witnesses.

I also asked, “When is the best time to sign the documents with Jody during her medication cycle?” (The best time to sign is some time after the morphine or other strong medication is administered, so Jody is coherent and has the ability to sign by a mark.) Jane said, “The best time would be in the early afternoon.” We set a time that worked best for everyone.

During the notary appointment signing, Jody had the strength to sign by a mark on all of the documents. The witnesses and Jane were patient with the process and I notarized all of the documents. Jane mentioned that she was relieved to have the documents finally executed and notarized. She could focus more on caring for Jody and now manage more efficiently Jody’s finances and health care decisions, as she is the attorney in fact or agent for Jody.

If you find yourself with a similar situation where the signer is unable to sign his/her name on a document that requires notarization, don’t feel you are out of luck. Plan B is signing by a mark.

Join my Facebook Fan Page www.Facebook.com/ChampionMobileNotary to learn more about the daily adventures of a mobile notary public & loan signing agent in the San Francisco Bay Area Peninsula and South Bay.

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